Employee benefits programs are viewed by many of our clients as critical components in the success of their businesses and personal financial plans. Benefit programs, such as “cafeteria plans,” HRA’s (Health Re-imbursement Accounts) and deferred compensation plans, can offer both employees and business owners tax advantages over conventional benefit arrangements. The firm’s extensive experience in the design, legal documentation and ongoing compliance with applicable labor and tax laws enables our clients to optimize the economics of their employee benefit programs while minimizing concerns about meeting the regulatory responsibilities associated with such plans. Particular emphasis is placed on tax-qualified retirement plans, such as 401(k) plans, profit-sharing plans (including traditional, new comparability and age-weighted), as well as money purchase, target benefit, and defined benefit pension plans. |